According to Soaps, Phillip Chancellor II went to the Dominican Republic to get a speedy divorce from his wife so he could marry Jill. When she picked him up from the airport, Katherine Chancellor tried to convince him not to marry her. However, Phillip refused to listen to her, causing Katherine to lose control of the car and drive off a cliff. Phillip was mortally wounded, and Jill married him on his deathbed. Their baby was eventually born, and Jill named him Phillip Chancellor III. Katherine could not forgive this decision and offered Jill $1M for the child, but she refused. Jill then sued Katherine for Phillip's money but failed because her marriage wasn't legitimate because Katherine was drunk when she signed the divorce papers, per Soap Central.

Jill would eventually fall in love with a cosmetologist named Derek Thurston (Joe Ladue), and the couple wanted to get married and open a salon. However, an embittered Katherine swore to make Jill pay for what happened to Phillip, so she got a drunken Derek to marry her. She promised him she'd fund his salon if he stayed married to her for a year. Later, when Katherine was presumed dead, Derek finally married Jill and expected to inherit Chancellor Industries. To everyone's surprise, Katherine turned up alive, taking back her company, money, and husband (per Soap Hub). 

Rather than waiting to see if Derek would come back to her, Jill moved on to John Abbott (Jerry Douglas).